Marcie Geffner

Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Our articles follow strict editorial guidelines and are updated regularly.
A credit limit increase comes with big benefits. It lets you spend more with your card and earn more points, cash back, travel, and other rewards.
A credit limit increase also gives you more credit so you can make larger purchases with your card. It allows you to carry a higher balance if that’s appropriate for you. It ma...

Economic Impact, or stimulus payments, are already being distributed to millions of people throughout the United States in response to the COVID-19 pandemic.
The payments are part of the Coronavirus Aid, Relief, and Economic Security Act. This new federal law, known as the CARES Act, creates a number of massive assistance programs to aid small businesses, unemployed workers, and entire industries affected by the pandemic.
How much will my stimulus payment be?
The Act authorizes payments of up...

The federal government has stepped in to try to stabilize the economy and help workers, enacting relief legislation that includes free testing and some paid sick time. A federal stimulus bill that could include cash payments to individuals is also being considered by lawmakers. These moves by Congress follow the Federal Reserve reducing interest rates to near zero.
During this time of great uncertainty, you may be asking about the personal financial steps to take in the near and long term. He...

A net-zero energy ready home isn’t just a standard home with the option to install solar panels on the roof. It begins with a different approach to product design that may involve rethinking site orientation, roof pitch, placement and types of windows, and exterior window shading, among other considerations.
“Orientation impacts a building’s energy use. That’s a given,” says Mark LaLiberte, a partner at Construction Instruction, a building sciences training and consulting firm in Denver.
Simply, the home’s south-facing elevation is exposed to the path of

Credit cards may not seem like an obvious tool for social action. But in fact, credit cards provide multiple opportunities to make a difference and support causes you care about every day.
Whether your aims are social, political, or charitable, here are five ways to use your credit cards to promote a cause.
One way to sup...

Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Our articles follow strict editorial guidelines and are updated regularly.
Misconceptions can be maddening. You think you know something, but it turns out that what you thought you knew wasn’t true. In the case of credit card rates, misconceptions can not only be maddening, but they can also be costly.
What you think you know isn’t just wrong — it’s also potentially expensive.
With that in mind,...

If you’re worried about making your credit card payment this month, you’re not alone. With the U.S. economy in a steep downturn and applications for unemployment benefits spiking, many people who can usually pay their bills without difficulty are struggling.
Though you won’t be able to pay your card with another card, you can take other steps to manage your situation. Here are four to consider:
If you usually make your payment as soon as you receive your statement, you may be surprised to lea...

Two builders discuss why cultivating true trade partners is essential to successfully transitioning your business to building net zero or NZE-ready homes